How does ABC inquire about its mortgage interest rate?
1 Zhang Yin: Open the mobile banking of Agricultural Bank of China, and click Loan → View details for inquiry.
2 Online Banking: Log in to personal online banking, click "Loan → My Loan" and press "My Loan" or "Historical Loan" to inquire.
Customer service hotline: Call the customer service hotline of ABC to inquire about personal loan information (provident fund loan inquiry is not supported at present).
Counter: Please bring your valid ID card and original repayment voucher to the loan handling bank for verification.
Take the mobile banking inquiry of Agricultural Bank of China as an example;
1 Open the mobile banking APP of Agricultural Bank of China, and click Loan on the home page;
After logging in, click on your mortgage details to inquire.
Whether or not your loan in Agricultural Bank is implemented at the new LPR interest rate or when it is repaid at the new interest rate is related to the interest rate type, repricing period and repricing date of individual housing loan.
If the loan is based on the floating interest rate of LPR, the loan pricing benchmark will be adjusted to the LPR of the corresponding period in the latest month from the next repricing date. If the loan pricing is fixed interest rate or benchmark interest rate (not converted to LPR), the LPR pricing will be adjusted, and the repayment amount of each installment will not be affected.
In addition to the above inquiry methods, the lender can also contact the account manager of the loan bank to inquire about his specific repayment situation.
Description of the operating environment of this step
Operating equipment: Huawei p40, operating system: harmonyos3.0, operating software: Agricultural Bank of China, software version: 8.0.0.