To apply for a personal study loan from China Bank, the borrower shall submit a written application to the lender, fill in the relevant forms, and submit the following documents, certificates and materials:

1. Application Form for Personal Study Abroad Loan of China Bank. Borrowers and their spouses, borrowers and their spouses, guarantors (if any) and their spouses need to sign a written authorization to allow banks to inquire about their personal credit information.

2. Legal identity documents, household registration certificates and marital status certificates of the borrower and the educated.

3. Proof of the relationship between the borrower and the educated.

4. Proof of economic income recognized by the lender.

5. Admission documents such as admission notice and payment notice issued by overseas higher education institutions recognized by the Ministry of Education of China (if any); Students who are studying should also provide valid proof materials (including student ID card, tuition payment voucher for the previous year, valid study visa, etc.). ); For loans used for study abroad deposit, it is necessary to submit a statement on the requirements for study abroad deposit or relevant certification materials provided by the embassy of the destination country (or relevant institutions in the destination area), study abroad institutions and study abroad intermediaries recognized by the Ministry of Education.

6. If the property is mortgaged (pledged), the valid rights certificate of the mortgaged property and the commitment or statement signed by the person who has the right to dispose of the property (including the property owner) agreeing to mortgage (pledge) shall be provided. For collateral, the borrower must submit a value assessment report approved by the lender; For collateral, the borrower must provide a certificate of rights; If the third party guarantees, it shall issue a written document and relevant certification materials that the guarantor agrees to undertake irrevocable joint and several liability guarantee; For those who are insured with guarantee insurance, the borrower must provide relevant insurance policies.

7. Other supporting documents or materials required by laws, regulations and regulatory provisions.

As there are differences in business in individual regions, please consult the branch of China Bank for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.