The online merchant loan in Alipay is 100 million, and the daily interest is 0.038. The interest per month is a lot, not more than 1,000.

Alipay is the God of Wealth, no matter how good your credit is, It's impossible to lend you 100 million. 10,000 yuan * 0.038 * 30 days = 114 yuan (monthly interest), if you need to calculate the year, then * 12 months. Brother, is the interest rate of this online merchant loan from Alipay considered high?

At present,

Based on other comparisons

This is not high

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It’s quite low

It’s a good deal

Please know how much interest you can earn by depositing 10 million in Alipay’s Yu’e Bao in one month

Hello. The maximum investment limit for Yu'e Bao is 100,000 yuan. This regulation came into effect on August 15, 2017. Yu’e Bao’s annualized return rate in the last 7 days is 3.95. If you invest 100,000 yuan, your daily income will be about 11 yuan. The income from Yu’e Bao is calculated like this. Multiply 100,000 yuan by 3.95 and divide by 365 to equal the daily income. How much is the interest rate for depositing 500 Alipay per month?

The annualized rate of return of Yu'e Bao in the last 7 days is 3.97, which is higher than the bank's five-year time deposit. The five-year time deposit interest rate of the five major state-owned banks is 3.8, and Yu'e Bao is settled on a daily basis. , you can withdraw money at any time, and it will arrive within two hours. It is convenient, flexible, fast and safe. If you deposit 500 yuan, the daily income will be a little more than five cents. The income is calculated as follows. The principal is multiplied by the interest rate divided by 365, and you get Daily income, how much is the interest difference between Yu'ebao in Alipay and online merchant loans

The annualized yield of Yu'ebao is about 4%, and the annualized interest of online merchant loans is about 18%.

How much is the down payment for a car of 17,000 and a loan of 60,000 per month? There is a lot of interest

Loan interest rate (1) Loan interest rate is related to the purpose of the loan, the nature of the loan, the loan term, the loan policy, different lending banks, etc. The state stipulates the benchmark interest rate, and each bank determines the differential loan interest rate based on various factors, that is, it floats up or down based on the benchmark interest rate. The current benchmark interest rate was adjusted and implemented on July 7, 2011. The types and annual interest rates are as follows: ① Short-term loans for six months (inclusive) 6.10; ② Six months to one year (inclusive) 6.56; ③ One to three years (inclusive) ) 6.65; ④ Three to five years (inclusive) 6.90; ⑤ More than five years 7.05. (2) Mortgage as an example: Bank loan interest rates are based on a comprehensive evaluation of the loan's credit status, etc. The loan interest rate level is determined based on the credit status, collateral, national policies (whether it is the first home), etc. If the evaluation is good in all aspects, different banks will The mortgage interest rates implemented vary. In 2011, due to financial constraints and other reasons, some banks implemented first home loan interest rates of 1.1 times or 1.05 times the benchmark interest rate. Starting from February 2012, most banks will adjust the interest rate for first-time home buyers to the benchmark interest rate. In early April, major state-owned banks began to implement preferential interest rates for first home loans. The maximum discount on interest rates of some banks can reach 15% off. After the 15% discount for a term of more than five years, the interest rate is 7.05*0.85=5.9925. Alipay online merchants borrow credit cards to withdraw cash. Which interest rate is higher?

Of course, it is not safe to take out an online loan. It is safer to withdraw cash with your credit card. It is 4 cents daily interest and compound interest. How much is the interest for borrowing 10,000 per month to pay back?

10,000*40*30=120,000

If your problem is solved, please click to accept, thank you... How much is the three-month interest on an Alipay loan of 12,000?

It depends on your interest rate

I hope it can help you. If your problem is solved, please click to accept it. Thanks. Can Alipay online business loans only repay the interest but not the principal?

No, you can only repay according to the Repayment plan.