50,000, 400,000 without the transformation loan from the Bank of China, with a monthly interest of 25 years, that is, 50,000, so we can't go to the average capital. Home improvement loans, also known as decoration loans, refer to personal credit loans launched by banks or consumer finance companies for the purpose of family housing decoration, that is, unsecured credit loans. In principle, the amount of individual housing renovation loans issued by banks shall not exceed 654.38 yuan +0.5 million yuan.