Legal analysis: no influence. Detailed reasons: only if there is a minimum living allowance in my name will the loan be affected, because all economic activities will affect the minimum living allowance; As long as my commercial loan is repaid on time, there is no bad repayment record, which will not affect other information.

Legal basis: Article 6 of People's Republic of China (PRC) Social Insurance Law. The state exercises strict supervision over social insurance funds. The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds. People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.