1. The People's Bank of China has decided to adjust the upper limit of the floating range of deposit interest rates of financial institutions to 1. 1 multiple of the benchmark interest rate from June 8, 201. (2) Adjust the lower limit of the floating range of the loan interest rate of financial institutions to 0.8 times of the benchmark interest rate. 2. The People's Bank of China decided to adjust the lower limit of the floating range of the loan interest rate of financial institutions to 0.7 times of the benchmark interest rate from July 6, 20 12. The floating range of individual housing loan interest rate will not be adjusted, and financial institutions should continue to strictly implement differentiated housing credit policies and continue to curb speculative investment in housing.

2. Will the central bank raise the deposit interest rate of financial institutions? What does this floating range mean?

Floating range refers to the possible range of fluctuation of deposit interest rate.

The deposit interest rate will have a floating range, so it is called floating interest rate. The floating interest rate is the interest rate determined by financial institutions based on the statutory interest rate within the floating range stipulated by the head office of the People's Bank of China and approved by the People's Bank of China.

Floating range refers to the possible fluctuation range of floating interest rate, which is the determination of floating range of deposit interest rate by China people.

1. The interest rate of bank working capital loans shall be in the floating range of 20% upward and 0/0% downward as stipulated by the head office of the People's Bank of China, and different floating interest rates shall be implemented according to the industrial policy, product structure and benefit grade after credit evaluation. The head office of each bank must formulate different enterprises to implement different interest rates, which should embody the principle of selecting the best and limiting the worst. The measures formulated by the head offices of banks shall be submitted to the head office of the People's Bank of China for approval and implementation, and the branches of the people's Bank of all provinces, autonomous regions, municipalities directly under the Central Government and cities under separate state planning;

2 finance companies and urban and rural credit cooperatives should also formulate specific interest rate floating measures accordingly. The floating range and floating standard of the interest rate of working capital loans stipulated by national finance companies; The floating range, floating range and management measures of interest rates formulated by local finance companies and urban and rural credit cooperatives shall be reported to the branch of the provincial people's bank for approval.

3.202 1 What is the floating interest rate of the bank?

What is the floating interest rate of the bank in 202 1 year?

I can now answer for you how much the floating interest rate of banks will fluctuate in 20021year.

I can tell you clearly that according to the national regulations, the deposit interest can go up by up to 20%, and each bank has its own floating interest rate. Five major banks (China, industry and commerce, agriculture, construction, transportation, etc.). ) has the smallest floating range, while joint-stock banks have the highest floating range of 35.

Fourth, the floating range of interest rates.

1. The People's Bank of China has decided that as of June 8, 20 12:

(1) Adjust the upper limit of the floating range of deposit interest rate of financial institutions to 1. 1 multiple of the benchmark interest rate;

(2) Adjust the lower limit of the floating range of the loan interest rate of financial institutions to 0.8 times of the benchmark interest rate.

2. The People's Bank of China decided to adjust the lower limit of the floating range of the loan interest rate of financial institutions to 0.7 times of the benchmark interest rate from July 6, 20 12. The floating range of individual housing loan interest rate will not be adjusted, and financial institutions should continue to strictly implement differentiated housing credit policies and continue to curb speculative investment in housing.