1. Vehicle requirements: vehicles under the names of individuals and public accounts, full-size vehicles, phased vehicles, foreign vehicles and other vehicles that meet legal requirements.

2. Suitable for people: those who have unlimited accounts and are in urgent need of capital turnover.

3. Loan process: vehicle inspection-vehicle mortgage-loan signing procedures-lending.

note:

First, there is no limit on the amount of personal car mortgage. No matter how much the car is worth, you can mortgage it, but how much you can borrow should be evaluated according to the car's own situation.

Second, when borrowers and investors apply for personal car mortgage, they should go to the vehicle management department for vehicle mortgage procedures. One of them is to add the name of the investor to the motor vehicle registration certificate, which protects the rights and interests of both parties and cannot buy or sell vehicles at will. After completing the formalities, the investor and the borrower will also sign an entrusted sales contract with the intermediary agency respectively. As stipulated in the contract, if the borrower is unable to repay, the intermediary agency may sell the vehicle and repay the proceeds to the investor.

Third, some loan companies now handle it.

Personal car mortgage, you don't need to mortgage the car in the hands of the lender, the car can still be used.

More consultation: mortgage loan process