1. Pay attention to the identification and prevention of conventional loan risks. The illegal and criminal acts of "routine loan" involve fraud, extortion and other crimes. The manifestations of this illegal crime are: soliciting business in the names of "small loan companies" and "guarantee companies", signing loan contracts with you, creating the illusion of private lending, and defrauding you to sign "inflated loan contracts", "yin-yang contracts", real estate mortgage contracts and other contracts that are obviously unfavorable to you in the names of "liquidated damages" and "deposit". In the name of peer-to-peer lending, applicants are required to pay the so-called "capital verification fee", "insurance premium" and "deposit" in advance.
2. Forge the bank flow and deliberately create the illusion that you have got all the money borrowed from the contract. Arbitrarily conclude that you have breached the contract and ask you to repay the "inflated loan" immediately. It is a malicious increase in the loan amount. When you are unable to pay, the other party introduces other fake "small loan companies" or individuals, or "plays" with other companies to sign a new "inflated loan contract" with you to "balance the accounts" and further increase the loan amount. Blackmail "debt collection", falsely claiming to file a lawsuit against you, etc. In order to achieve the purpose of sending money. Fraud uses P2P online lending platforms, small loan companies, financial service companies, banks and other entities to implement a series of frauds under the guise of issuing loans. In case of the above situation, everyone must first refuse all the payment requirements of the other party, remain calm, pay attention to identify and prevent illegal and criminal acts such as fraud and extortion, and ensure the safety of their own funds. (If the funds are actually received, the funds received shall be handed over to the public security organ. )