Open mobile phone Baidu, mobile browser or mobile APP store, search Baidu Money Flower, and download Baidu Money Flower App.

After entering Qianhua APP, click Login Now to jump to the login page. You can choose mobile phone number login and enter Baidu account login two modes. If you don't have a Baidu account, please select the mobile phone number to log in, enter the mobile phone number and get the SMS verification code.

After successfully logging in, you can start to apply for a loan, click Apply Now, and then click View my quota.

Fill in your name, ID number, bank card number and reserved mobile phone number of bank card to verify your identity information, and then click Start Verification.

The system will send a verification code to your reserved mobile phone number. Please pay attention to check the message and fill in the received verification code.

Set a 6-digit payment password. For the sake of your payment security, please don't set the payment password with low security factor such as birthday and serial number.

If you don't have permission to open the location when you open the APP for the first time, you will be prompted to open the location item. Please click how to open it to see how to open the positioning function. If you open the APP for the first time, you will automatically skip this step and enter the authentication page. After completing the authentication, you will be prompted to confirm and improve the relevant information. Please fill in the relevant information according to your actual situation. After completing the form, click Apply Now to enter the quota approval.

After the quota is approved, you will see the loan quota obtained. Please click I want to borrow it.

Come to the loan page, first fill in the amount of the loan you need, and choose the loan term. We will provide 1-24 months and keep it as long as you want. The repayment methods are equal principal, interest first and principal later. The total interest expense will show the interest of the loan, the amount and date of the first repayment, click to view the details of the loan, the amount to be repaid in each period and the interest, and finally select the bank card that has been withdrawn.

Matters needing attention

The first time you click on the money APP, a prompt will pop up. Please open the access location and notification rights.