Once college students leave their parents and enter the university, it will be difficult to control themselves and often spend money lavishly. It is reported that many college students have naked loans or huge credit card loans. If college students want to get rid of the temptation of credit cards and flowers, they must first learn to manage their finances reasonably. Spend as much money as you have, and never spend it in advance. College students should also establish a correct view of money, don't compare with others, and stay away from things beyond their financial ability.

But in fact, it is difficult for many people not to use credit cards or flowers, so it is very important to keep a clear head in the face of these temptations. I think if college students really can't control their own expenses, they can learn to keep accounts and write down every expenditure and possible expenditure this month to remind themselves not to spend money indiscriminately. It may be useful to some people, but for some lazy people, he may not last for a few days. I think besides keeping accounts, the most important thing for lazy people is to let them reduce their consumption level. My consumption level is far lower than my time-consuming life, so I believe that college students will not have loans to spend all their living expenses.

Another point is that college students should never compare with others. If they see other students' brand-name products and want to buy them themselves, it will easily lead to excessive consumption. College students are still at school and don't have much living expenses. I think it's better not to pursue some famous brand products too much. Some people even sold their kidneys and bought some brand-name mobile phones in college. This behavior is simply incomprehensible. How much less money will you earn after you break your body? This is simply not worth the candle.

Therefore, I think that if college students don't want to be confused by various loan products, they should have a correct consumption concept and enhance their resistance to everything in the world.