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Is the commercial housing loan a second home loan?
Commercial and residential dual-use houses with 50-year property rights are defined as non-residential loans. If there is no commercial housing loan before, the down payment and portfolio loan interest rate will be implemented according to the first suite.

Commercial and residential dual-use houses refer to commercial and residential dual-use houses. For the name of commercial apartment, many developers called it "commercial house" before. The land nature of commercial and residential buildings is generally comprehensive land, and the land use right is 50 years.

Extended data:

The relevant person in charge of the Municipal Housing Construction Committee explained that the concept of "commercial housing" is not clear at the policy level of this city. The so-called "commercial housing" is just a concept created by the developer to change the original planned use, but the business apartment is a unique compliance project and the planning has not changed.

References:

Commercial and residential housing _ Baidu Encyclopedia