you should be talking about small loan companies. The following are the requirements for the establishment of the company in the Measures for the Administration of Small Loan Companies. For others, please refer to the Measures for the Administration of Small Loan Companies in your province. Chapter II Establishment of Companies Article 5 Small loan companies are organized in two forms: limited liability companies or joint stock limited companies. Their names shall conform to the relevant provisions of the state on the management of enterprise names and consist of administrative divisions, shop names, industries and organizational forms in turn. Administrative divisions refer to the names or place names of county-level administrative divisions. Conditions for the establishment of a small loan company: (1) Having articles of association that conform to the Company Law of the People's Republic of China. (2) If the organization form of the microfinance company is a limited liability company, its registered capital shall not be less than 2 million yuan; If the organization is a joint stock limited company, its registered capital shall not be less than 3 million yuan. The maximum registered capital of a small loan company shall not exceed 2 million yuan. (3) Having directors and senior managers who meet the post qualifications and staff with corresponding professional knowledge and experience. (4) Having a sound organizational structure, business operation rules and risk control system. (5) Having a business place, safety precautions and other necessary facilities that meet the requirements. (6) Other prudential conditions. Article 6 The qualifications of the chairman, vice-chairman and senior managers of a microfinance company applying for a pilot project shall meet the following conditions in addition to those stipulated in the Company Law of the People's Republic of China: (1) The candidate shall have full civil capacity and no criminal or bad credit record. (2) The candidate or his/her spouse has no large amount of debts due and unpaid, or the high-risk investment he/she is engaged in cannot obviously exceed his/her family property affordability. (3) The chairman and vice-chairman to be appointed shall have a junior college degree or above, have been engaged in financial work for more than 3 years, or have been engaged in related economic work for more than 5 years (including 2 years in financial work); Be able to use financial statements and statistical statements to judge the company's management and risk status; Understand the corporate governance structure, articles of association and responsibilities of the board of directors of the proposed institution. (4) To be a senior manager, he/she shall have a junior college degree or above, have been engaged in financial work for more than 3 years, or have been engaged in relevant economic work for more than 5 years (including 2 years in financial work); The person to be appointed shall understand the responsibilities of the post to be appointed Article 7 To apply for the establishment of a small loan company, the applicant shall first submit the application materials to the county (city, agriculture-related area) government. The application materials include: (1) an application for establishing a small loan company. The contents include: the local economic and financial development and the demand analysis of small loans, the business development of the main sponsors, and the resumes of the proposed directors, supervisors and senior managers. (2) Letter of commitment from the investor. The investor shall promise to consciously abide by the relevant provisions of the state and province on microfinance companies, abide by the articles of association of the company, participate in management and take risks, not engage in illegal financial activities, ensure that the sources of shares are legal, and shall not use borrowed funds to buy shares, or use funds entrusted by others to buy shares. (3) Agreement of the investor. Agreement between shareholders on the establishment of a small loan company with capital contribution. (four) the basic situation of small loan companies. Including the name, domicile, business scope and registered capital of the institution. The register of shareholders of the small loan company, including the name of corporate shareholders, the name of legal representative, registered address, capital contribution and shareholding ratio, and the name, domicile, ID number, capital contribution and shareholding ratio of natural person shareholders. Copy of business license, resume and ID card of natural person shareholder attached to corporate shareholders. (5) Investors other than natural persons shall provide audited financial and accounting reports for the last two years. (6) The draft articles of association of the microfinance company, including relevant contents of compliance operation and risk prevention. (7) A capital verification report issued by a statutory capital verification institution. (8) A legal opinion issued by a lawyer intermediary agency on the relationship between the investors of the microfinance company. (9) An application for the qualifications of the directors, supervisors and senior managers to be appointed. (1) Proof of the use of the domicile and proof of the ownership or use right of the business premises. (eleven) other relevant materials. Article 8 The county (city, agriculture-related area) government shall carefully examine the application materials of the small loan company and draw up the application plan: (1) The county (city, agriculture-related area) government's application for the pilot of the small loan company. (two) the county (city, agricultural area) government commitment to the risk prevention and disposal of small loan companies. (3) Application materials of the microfinance company. Article 9 The application scheme of a small loan company shall be submitted by the local county (city, agriculture-related area) government to the municipal government for examination and approval, and after issuing the examination opinions, it shall be submitted to the Finance Office of the provincial government. The Provincial Government Finance Office organizes the Qualification Examination Committee to conduct qualification examination on the pilot application of small loan companies, and after examination and approval, submit it to the leading group for deliberation by voting. After deliberation and approval, the financial office of the provincial government will decide to report the votes to the provincial government. According to the opinions of the provincial government, the financial office of the provincial government will issue relevant documents for the pilot construction of microfinance companies. Article 1 The establishment of a small loan company shall go through two stages: preparation and opening. Article 11 Establishment of a small loan company. The financial office of the provincial government shall make a reply within 6 days from the date of receiving the complete application materials. Twelfth preparation period is 6 months from the date of issuance of the approval opinions of the financial office of the provincial government. If the preparation is not completed on schedule, an application for extension shall be submitted to the Finance Office of the provincial government within 3 days before the expiration of the preparation period, and the Finance Office of the provincial government shall make a reply within 2 days from the date of receiving the application for extension. The longest extension of preparation is 9 days. The sponsor shall submit the application for opening business to the financial office of the provincial government before the expiration of the preparation period; If it is not submitted within the time limit, the approval of the preparation will be invalid and will be recovered by the financial office of the provincial government. Thirteenth small loan companies opened. The financial office of the provincial government shall, within 6 days from the date of receiving the application for the opening of the preparatory group, review the preparation of the microfinance company and make a reply. Article 14 The preparatory group shall, within 6 days from the date when the Finance Office of the introspective government approves the opening of business, register with the administrative department for industry and commerce with the approval documents and obtain a business license. Failing to register within the time limit, it shall be reported to the Financial Office of the provincial government to confirm the validity of the original documents. Fifteenth small loan companies should complete the business within 9 days from the date of obtaining the business license. Failing to start business on schedule, an application for extension may be submitted to the financial office of the provincial government within 3 days before the expiration of the opening period, and the financial office of the provincial government shall make a reply within 2 days from the date of receiving the application for extension. Failing to start business within the prescribed time limit, the Finance Office of the provincial government shall recover the approval document, notify the industrial and commercial department to cancel or revoke the business license according to law, and make an announcement. The extension period of business opening shall not exceed 9 days. A small loan company shall apply for a loan card from the branch of the People's Bank of China where it is registered. Where the registered items of a small loan company change, it shall go through the registration formalities at the industrial and commercial department according to law. Where the legal representative, registered capital, company domicile and operating period are changed, the county (city, agriculture-related area) government shall review and report to the Finance Office of the provincial government for approval after the approval of the municipal government. Within 5 days after the opening of the microfinance company, it shall submit relevant information to the local public security organ, the dispatched office of the China Banking Regulatory Commission and the branch of the People's Bank of China, and report to the Finance Office of the provincial government. Chapter III Shareholder Qualification and Equity Setting Article 16 An enterprise legal person, natural person or other economic organization may invest in a small loan company, and the capital for the shares must be its own. The shareholding ratio of the main sponsors and their related parties shall not exceed 2% of the total registered capital of the microfinance company, and the shareholding ratio of other investors and their related parties shall not exceed 1% of the total registered capital of the microfinance company and shall not be less than 5‰ of the total registered capital, and only one microfinance company can be invested. Article 17 The main sponsor of a small loan company must be an enterprise legal person. The main sponsors should be enterprises with standardized management, excellent credit, strong strength and strong sense of social responsibility. According to the consolidated accounting statements, the net assets are more than 3 million yuan; The asset-liability ratio is not higher than 7%; In the past two years, it has made continuous profits, and the total accumulated net profit in the past two years has reached more than 1 million yuan. Article 18 If a natural person is the investor, he shall be a citizen of China with full capacity for civil conduct and have no criminal or bad credit record. Nineteenth other social organizations as investors, shall comply with the relevant laws and regulations of the state and the relevant provisions of our province. Article 2 The registered capital of a small loan company is all paid-in monetary capital, which shall be paid in full by the investor at one time; If there is no record of major violations of laws and regulations for two consecutive years from the date of establishment, capital can be increased and shares can be expanded; The capital increase and share expansion plan shall be audited by the county (city, agriculture-related area) government and approved by the municipal government, and then submitted to the Finance Office of the provincial government for approval. Article 21 The shares of a microfinance company held by shareholders shall not be transferred within 2 years from the date of acquisition; The shares held by the company's directors and senior managers shall not be transferred during their term of office; The transfer of shares by shareholders or the purchase of shares by external investors in small loan companies shall be reviewed by the county (city, agriculture-related area) government and approved by the municipal government, and then reported to the Finance Office of the provincial government for approval. "Save your heart" replied, if it is helpful to you, please adopt it and wish you success!