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What support does the state have for loans for the disabled? What departments and procedures need to go through?
The Regulations on Employment of Disabled Persons stipulates that the State encourages and supports disabled persons to choose their own jobs and start their own businesses. Persons with disabilities who are engaged in self-employment shall be given tax concessions in accordance with the law, and the relevant departments shall take care of them in business premises and other aspects, and shall be exempted from administrative fees such as management, registration and license according to regulations. The state provides micro-credit and other support for disabled people to choose their own jobs and start their own businesses within a certain period of time.

Article 23 of the Law on the Protection of Disabled Persons clearly stipulates: "The state implements a tax reduction or exemption policy for urban and rural welfare enterprises, institutions and individual workers for the disabled, and gives support in production, management, technology, capital, materials and venues." "Local people's governments and relevant departments should determine products suitable for disabled people's production, give priority to the production of disabled welfare enterprises, and gradually determine that some products are produced by disabled welfare enterprises."

The departments that need to go are: going to the local Disabled Persons' Federation with a disability certificate, and applying for low-interest entrepreneurial loans supported by the self-employment policy through the Disabled Persons' Federation and the Civil Affairs Bureau.

Application conditions

1. Inquire whether there are any preferential policies to support disabled people to start businesses with loans. If so, you can go to the local disabled persons' Federation to go through the relevant formalities.

2. You must have a disability certificate, and your business plan has been registered by the industrial and commercial and tax authorities;

3, the disabled employment service agencies identified, within the legal working age, have certain labor skills.

4. Make sure that you have a fixed business place and a certain amount of free funds. If it is a partnership, there must be a partnership agreement and valid documents. The final business activities fully comply with the relevant national policies and regulations, and have certain repayment ability.

5. Preferential loan policies for the disabled are preferential policies given by the state when lending to the disabled, including interest reduction and interest-free. This is the embodiment of caring for and attaching importance to the disabled. At present, relevant policies have been introduced in various places, and they are different.

Application process:

1. Go to the local disabled persons' federation or the disabled welfare foundation to fill in the application form. If the entrepreneurial project you choose meets the standards of the Disabled Persons' Federation or the Disabled Persons' Welfare Foundation, you can apply for a business loan directly. If you can't go to the bank to apply for a business loan.

2. The preparation materials need to provide the applicant's ID card, household registration book, disability certificate, business license, income certificate and repayment ability certificate, as well as a third-party guarantee. To this end, when applying for a business loan for the disabled, the relevant materials of the guarantor should also be provided.

3. Submit materials and bid for the application. Due to different entrepreneurial projects and different local policies, the loan amount will be different.