There are several ways to obtain small loans without filling in an emergency contact:
1. Ping An Orange Blossom. Its application threshold is low. As long as you are 22 years old or above, you can get a loan. The maximum amount can reach 200,000 yuan. It can meet the loan needs of most people. The interest is calculated on a daily basis and is suitable for short-term turnover. This loan product does not require mortgage guarantees. , as long as you have good credit, you will have a chance to get a loan. The system will automatically review and you can borrow money at any time 24 hours a day.
2. Willful loan. If you often spend money on the Suning platform, have good credit, and have Wanli Pay under your name, then it is very helpful to apply for this product. The feature is that the credit can be used for shopping, decoration, travel, education, car buying, etc., and you can get up to 300,000. The daily interest rate is as low as 2 yuan for a loan of 10,000 yuan, which is very suitable for people who need money urgently, and there is no need to fill in an emergency contact.
3. Gome Easy Card. A purely credit-based loan product with a limit of up to 200,000 yuan. Once you apply successfully, you can borrow multiple times. You can apply by providing simple personal information and completing identity authentication. There is no need to fill in an emergency contact. The term is flexible and can be completed in as little as 30 minutes. Arrive.
4. Borrow money from Tongcheng. This is a short-term turnover product specially provided by Tongcheng Financial Services for users who are short of money. Borrowers only need to provide their ID cards, mobile phone number address book, operator certification, bank card, and Zhima Credit to get a quick loan.
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1. Internet lending, the foreign name is Internet lending, p2p online lending is the abbreviation of Internet lending, including individual online lending and commercial online lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a subcategory within the Internet Finance (ITFIN) industry. The number of online lending platforms has grown rapidly in China in 2012. So far, there are about 350 active ones, and the total number as of the end of April 2015 was 3,054. In September 2019, the Leading Group for the Special Rectification of Internet Financial Risks and the Leading Group for the Special Rectification of Online Loan Risks jointly issued the "Notice on Strengthening the Construction of the Credit Information System in the Field of P2P Online Lending" to support existing P2P online lending institutions in accessing credit information. system.
2. The essence of Internet finance is still finance, and it has not changed the hidden, contagious, widespread and sudden characteristics of financial risks. Strengthening Internet financial supervision is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and an emerging industry. It is necessary to formulate moderately loose regulatory policies to leave room and space for Internet financial innovation. By encouraging innovation and strengthening supervision to support each other, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, appropriate supervision, classified supervision, coordinated supervision, and innovative supervision", scientifically and rationally define the business boundaries and access conditions of each business format, implement supervisory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely Crack down on illegal activities and irregularities.
3. Online lending includes individual online lending (i.e. P2P online lending) and online small loans. Individual online lending refers to direct lending between individuals through the Internet platform. Direct lending activities that occur on individual online lending platforms belong to the category of private lending and are regulated by laws and regulations such as Contract Law, General Principles of Civil Law, and relevant judicial interpretations of the Supreme People's Court. Internet micro-loans refer to small-amount loans provided to customers by Internet companies through micro-loan companies they control, using the Internet. Online small loans should abide by the existing regulatory regulations on small loan companies, give full play to the advantages of online loans, and strive to reduce customer financing costs. The online lending business is supervised by the China Banking Regulatory Commission.