Hello, if you want a loan, you should choose a bank loan as much as possible. If you don't meet the bank's loan conditions and choose private lending, you should go to a regular credit company, guarantee company or small loan company to discuss the loan on the spot. Don't blindly believe in mobile phone or Internet information, in case you are deceived and cause yourself economic losses. I'm not sure what you're talking about, but here I can remind you of the problems you should pay attention to when making small loans:

(1) When choosing a small loan company, you need to verify the company's business license, whether there is a "business approval" from the Finance Office, and confirm whether it is a legally established company.

(2) When signing an agreement with a small loan company, it is necessary to check whether the contents of the agreement signed by both parties violate the law.

(3) Generally speaking, before the loan is approved, the formal loan company will not charge extra fees. Most of those who charge in advance are fraudulent companies.

It is also suggested that if the loan is successful, please repay each installment on time to avoid overdue and maintain good credit.