The main contents of the housing mortgage agreement include:
1. Basic identity information of mortgagor and mortgagee;
2. Introduce the mortgaged property;
3. Guarantees;
4. Disposal of mortgaged property;
5. Cancellation of mortgage;
6. Other agreed matters;
7. Dispute settlement;
8. Effective ways of agreement.
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General version of house mortgage agreement
Mortgagor: _ _ _ _ _ _ _ _ _ _ (Party A)
Representative: _ _ _ _ _ _ _ _ _ _ _
Mortgagee: _ _ _ _ _ _ _ _ _ _ (Party B)
Representative: _ _ _ _ _ _ _ _ _ _ _
In order to ensure the performance of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
When Party A mortgages the house to Party B, the land use right of the occupied area of the house shall be mortgaged to Party B together.
Based on the principle of equality and voluntariness, both parties agree to sign this contract on the following real estate mortgage matters for mutual compliance.
Article 1 The real estate used by Party A as collateral is located in Building _ _ _ _ _ _ _ _ _.
Article 2 According to this contract, Party A and Party B confirm that the debtor is _ _ _ _ _ _ _ _ _ _ _ _ _; The mortgage term is _ _ _ _ _ _ _ _ _ _ _ _ _ years, and the mortgage term is _ _ _ _ _ _ _ _ years.
Article 3 The interest (annual interest) is _ _ _ _ _ _ _ _ years \u\u\u\u\u\u\u\u\u\u\u\u\u \ u.
Article 4 During the validity of this contract, Party A shall not sell or give away the mortgaged property; Party A shall obtain the written consent of Party B if it moves, leases, transfers, remortgages or transfers the mortgaged property under this Contract in any other way. ..
Article 5 After this contract comes into effect, if Party A needs to extend the loan term under this contract or change other terms of this contract, it shall obtain Party B's consent and reach a written agreement.
Article 6 Under any of the following circumstances, Party B has the right to dispose of the mortgaged property according to law:
1. The repayment period agreed in this contract has expired, but the debtor fails to repay the loan principal and interest as agreed or cannot repay the loan principal and interest after the extension.
2. The debtor dies, and there is no successor to perform the contract, or the successor abandons the inheritance.
3. The debtor is declared to be dissolved and bankrupt.
Article 7 Cancellation of mortgage right: If the debtor of this contract repays the loan principal and interest within the time limit agreed in this contract or repays the loan principal and interest in advance, Party B shall assist Party A to cancel the mortgage registration.
Article 8 After this contract comes into effect, neither party may change or terminate the contract without authorization. When it is necessary to modify or terminate the contract, both parties shall reach a written agreement through consultation. Before reaching an agreement, the terms of this contract are still valid.
Article 9 Liability for breach of contract
1. According to Article 4 of this contract, if the mortgaged property kept by Party A is damaged due to improper keeping, Party B has the right to demand that the property be restored to its original state, or provide new mortgaged property recognized by Party B, or recover the loan principal and interest under this contract in advance.
2. Party A's unauthorized disposition of mortgaged property in violation of Article 4 is invalid. Party B may request Party A to restore the original state of the mortgaged property or recover the loan principal and interest under this contract in advance. And may require Party A to pay _ _ _ _ _ _ _ _ _ _ dollars.
3. If Party A conceals the existence, disputes, sealing-up, seizure and mortgage of the mortgaged property, causing economic losses to Party B, it shall make compensation.
4. If either party violates Article 8, it shall pay _ _ _ _ _ _ _ _ USD to the other party.
5. The payment method of liquidated damages listed in this article is as follows: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 10 Other matters agreed by both parties: _ _ _ _ _ _ _ _ _ _ _ _
Article 11 Settlement of disputes: Any disputes arising from the performance of this contract by Party A and Party B shall be settled through negotiation. If negotiation fails, a lawsuit may be brought to the local people's court.
Article 12 This contract shall be signed by both parties and come into force as of the date of signing.
Article 13 This contract is made in duplicate, with each party holding one copy.
Party A: _ _ _ _ _ _ _ _ _ _ _ Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Representative: _ _ _ _ _ _ _ _ _ _ _ _ Representative: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ Date: _ _ _ _ _ _ _ _ Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
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