If the ID card is lost and only in temporary id card, you can apply for the household registration certificate at the household registration management department where the household registration is located. With the household registration certificate, you can also apply for a hometown student loan normally.
At present, the materials to be provided for the first loan of student-origin student loan include student and * * * borrower's ID card (original and photocopy), household registration book (original), admission notice or student ID card (original and photocopy), and signed and sealed application form. The materials to be prepared when renewing the loan include student and * * * borrower's ID card, signed and sealed application form, school certificate and school student ID card.
After preparing the materials, you can open the student loan information network of China Development Bank, and then select the student online service system on the home page. If it is the first loan, you should register first. After registration, you can follow the prompts on the page. If the loan is extended, the following procedures can be followed:
1. Open the student loan information network of China Development Bank, and select the student online service system on the home page after opening;
2. After logging in to the student online service system, click the loan application button on the left;
3. Fill in the loan information as required and submit the loan application;
4. After the loan application is submitted successfully, export the application form;
Just take the prepared materials to the local funding center to apply for a loan.
legal ground
Notice on several opinions on further improving the work of national student loans
Second, further reform the implementation mechanism of the national student loan.
(1) Reform the method of determining the handling bank. Change the current practice that commercial banks designated by the state handle the national student loan business, and implement the government to entrust the national and provincial national student loan management centers to determine the national student loan handling bank through bidding. Banks participating in the bidding must be approved by the CBRC and have the conditions to handle the national student loan business. After the handling bank is determined, the National Student Loan Management Center and the handling bank will sign a legally binding loan cooperation agreement. The winning bank shall provide loan services in accordance with the agreement and issue national student loans in full and on time; It is necessary to simplify the loan procedures, formulate a unified loan contract text, and standardize the cycle of handling loans; Timely provide students with repayment information to ordinary colleges and universities. The national student loan management center shall pay the discount interest and risk compensation funds in full and on time as agreed, cooperate with banks to do a good job of collection and repayment, and strive to reduce financial risks.
(two) the implementation of the total amount of college loans. In principle, the total annual loan of colleges and universities is calculated and determined according to the standard of 6,000 yuan per person per year, accounting for 20% of the total number of full-time college students (including higher vocational students), graduate students and students with second bachelor's degrees. The specific loan amount of colleges and universities is determined by the national and provincial national student loan management centers according to the actual situation of poor students in each school and the repayment default of borrowing students.
(3) Clarify the responsibilities of universities, banks and students in the implementation of national student loans.
Ordinary institutions of higher learning are responsible for organizing the loan applications of students from poor families within the loan amount issued by the National Student Loan Management Center, presenting the list of students who borrowed from the school and the relevant materials for students to apply for loans to the handling bank, reviewing the qualifications of students applying for loans and the completeness and authenticity of the application materials, and supervising students to use loans according to the purposes agreed in the loan contract.