Take Tesla model 202 1 standard endurance rear drive version as an example. The official guide price is 2,965,438+0.8 million. If the down payment ratio is 20%, the loan term is 36 years, the down payment is 58,400 yuan, the total loan amount is 233,400 yuan, the monthly payment is 6,969 yuan, the installment fee is 2,000 yuan, and the interest is 1. Plus some necessary expenses, such as licensing fee, purchase tax, travel tax, handling fee, commercial insurance, etc., the total cost of purchasing 202 1 standard back-drive version by loan is 324 1 000 yuan, which is more than the full purchase 1, 950 yuan.

1, the annual interest rate of Tesla's official loan is 4% and 4.33%, which is relatively high when converted into actual annual interest rate of 7.56% and 8.04%. It is not recommended to borrow a car in this way.

2. Bank credit card installment There are many activities of Bank of Communications, and the preferential activities are also very cost-effective. For example, credit card installment, one-year interest rate of 4.8%, two-year interest rate of 5.04%, and prepayment fee of 3%. However, you can apply for a partial fee reduction by phone, which will not be free.

3. Bank installment card E installment currently requires a rate of 3% a year, with an actual interest rate of 5.88%-6%, and a penalty of 3% for early repayment. If you apply for bank installment card e installment, you will be given a separate debit card, which can only be used for credit card consumption, but not for cash withdrawal. Counter application is also very troublesome. At present, there are three official cooperative loans of Tesla, namely cooperative financial loans, Tesla financial leasing and cooperative financial institution leasing. Among them, cooperative financial loans include China Merchants Bank, Ping An Bank and China Bank. Other Tesla financial leasing and cooperative financial institution leasing require green mortgage, that is, vehicle registration certificate. Users can consult these three loan methods before buying a car, and then choose the loan method that suits them according to their actual situation. Tesla modely can be purchased in full or in installments. If you want to shop by installment, you can get a loan from a 4S store or go to a bank.

Second, what conditions does Tesla need for five years?

Tesla car buyers choose according to their actual situation. The down payment ratio will be 30% from 1, and the loan period can also be selected from 1 to 5 years.

3. Excuse me: How far is the transformer from the residents' home? Is there any national regulation? People who are too close to the transformer ...

Hello!

It was for this reason that the old employees in our office were in poor health.

Are you satisfied with my answer ~ ~

4.202 1 Tesla What is the cost-effective scheme for the latest installment?

Tesla model3 of 202 1 not only has a longer cruising range, but also has a black exterior decoration instead of chrome plating. As a standard configuration, the wireless phone charging board, the power supply box cover and the metal steering wheel control panel have replaced the plastic. The new window design helps to reduce external noise. Tesla model3 can be said to be an excellent choice for electric vehicles. Buy Tesla model3, and there are the following loan schemes, which are briefly introduced below. 1, official loan from Tesla

The annual interest rates of Tesla's official loans are 4% and 4.33%, which translates into actual annual interest rates of 7.56% and 8.04%. This interest rate is relatively high, so it is not recommended to borrow money to buy a car in this way.

2. Installment payment by bank installment card

The current annual interest rate of E installment is 3%, and the actual interest rate is 5.88%-6%. 3% penalty will be charged for prepayment. If you apply for bank installment card e installment, you will be given a separate debit card, which can only be used for credit card consumption, but not for cash withdrawal. Counter application is also very troublesome.

3. Bank of Shanghai needle Tesla loan.

The annual interest rate is 3.24%, and the actual annual interest rate is 5.88%-6. 12%, which is cheaper than the official loan. However, different bank staff give different answers about whether repayment can be made in advance, and some say that repayment can be made in advance after one year. Some say that they can repay in advance after 2 years; Others say that deducting two months' interest can repay the loan in advance. There are also many routines. Secondly, this loan method runs for a long time and it is relatively troublesome to send it with a physical card.

4. Bank lightning loan

The bank's lightning loan system will automatically approve interest rates according to different people. The interest rate is generally between 5%- 12%, and you can get a 10% discount coupon. If the interest rate is 5.94%, it will be 5.346% after discount. The maximum loan period is 5 years, and repayment can be made in advance at any time.

5. Bank credit card installment payment

There are many activities of Bank of Communications, and the preferential activities are also very cost-effective. For example, for credit cards, the interest is 4.8% for one year after installment, 5.04% for two years, and 3% for prepayment. However, you can apply for a partial fee reduction by phone, but it will not be completely free.