1, commercial loan interest rate: the bank will adjust the apartment loan interest rate according to the market interest rate and market competition, and the current commercial loan interest rate is around 4.65%.
2. Interest rate of provident fund loans: Those who meet the conditions of Shanghai provident fund loans can apply for provident fund loans through Shanghai Housing Provident Fund Management Center. The interest rate of provident fund loans is currently around 3.25%.
3. Policy loan interest rate: you can apply for a policy loan if you buy affordable housing or public rental housing that conforms to national policies. The policy loan interest rate is currently around 3.25%.