One: Of course, there is still a ceiling, but the local regulations are different, and the maximum loan limit for the first suite and the second suite is also different.
2. Couples who want to apply bring their ID cards, marriage certificates, household registration books or residence certificates, house purchase contracts, down payment certificates, income certificates of both parties, housing provident fund deposit certificates and other materials to the bank counter to find the staff to apply, fill in the application form, and then hand over the forms and materials to the staff.
Third, the large amount of prepayment cash handled by the provident fund base is suitable for repayment of provident fund (portfolio) loans. If the lender has liquidity on hand, the balance of the provident fund account is insufficient and there is a demand for repayment, this repayment method is recommended.
Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.
Verb (abbreviation of verb) From July 1 day, 2065438, all housing provident fund management centers in China will handle the transfer and connection of housing provident fund in different places through the platform according to the requirements of the National Operating Rules for the Transfer and Connection of Housing Provident Fund in Different Places issued by the Ministry of Housing and Urban-Rural Development.
6: 20 1 1 year, the Ministry of Housing and Urban-Rural Development, together with other departments, is studying and revising the Regulations on the Management of Housing Provident Fund, and promulgating the regulations for individuals to withdraw provident fund to pay housing rent. 20 13 some cities have introduced measures to allow employees suffering from major diseases or their immediate family members to withdraw provident fund for emergency.
Seven: the part paid by enterprises and institutions in the housing provident fund does not belong to the nature of total wages, but belongs to the expenditure of enterprise costs. According to the Notice of State Taxation Administration of The People's Republic of China on Deduction of Enterprise Wages and Salaries and Employee Welfare Expenses (Guoshuihan No.2003), the "total wages and salaries" mentioned in Articles 40, 41 and 42 of the Regulations for the Implementation of the Enterprise Income Tax Law of People's Republic of China (PRC) refers to the total wages and salaries actually paid by enterprises according to Article 1 of Document No.3 of Guoshuihan [2009], excluding enterprises.
Eight: Mandatory (policy), if the unit fails to register the deposit of housing provident fund or set up a housing provident fund account for its employees, the housing provident fund management center has the right to order it to do so within a time limit. If no correction is made within the time limit, it may be punished according to the relevant provisions of the Regulations, and may apply to the people's court for compulsory execution;