2. Single building area: the single building area of non-ordinary housing is above140m2, and that of ordinary housing is below140m2.
3. Actual transaction price: the actual transaction price of non-ordinary houses is higher than 1.2 times of the average transaction price of houses on the same level of land, and the actual transaction price of ordinary houses is lower than 1.44 times of the average transaction price of houses on the same level of land.
What preparations should I make before buying a house?
1. Understand the regional housing price: the housing price is different between different regions, because the location, supporting facilities and other factors are important factors in determining the housing price. Therefore, before buying a house, buyers can refer to the housing prices in various regions of the city, and finally choose to buy a house in a certain region according to their own economic strength.
2. Determine the housing area: the size of the housing area will affect the total price of the house. When determining the housing area, buyers need to calculate the acceptable total housing area according to the housing prices in this area. In addition, housing prices in many cities are relatively high now, so it is best for buyers to compare huxing, floors and living environment and choose a good house, which is worth the money.
3. Matching residence is the key: in buying a house, in addition to quality, matching residence is also a very key indicator. Some developers will exaggerate the living facilities of the community to enhance its value. Convenient transportation and complete business have become idioms to describe a real estate facility. The developer's loushu and advertising materials also claim to be mature, but when the buyers move in, they will find that the things promised by the developer are all blueprints that have not been planned yet, and no one knows how long it will take to achieve the expected results.
4. Preparation of funds: Before buying a house, everyone should first estimate how much money they can invest in such a big move as buying a house according to their family savings, various loan quotas that can be obtained, monetary support that can be obtained from relatives and friends, or other sources of funds, so as to determine their actual purchasing power.
5. Choose a good way to buy a house: Many people make enough down payment when buying a house, but they still have to pay such and such miscellaneous fees when signing a house purchase contract. Although the amount is not much, it is undoubtedly a huge sum for all buyers who spend all their money on the down payment.
6. Assess repayment ability: Most people who buy houses now need to buy houses through loans, so buyers who buy houses through loans should pay attention to down payment and monthly payment. If the down payment ratio is higher, there will be less monthly payment in the future. On the contrary, the lower the down payment ratio, the greater the monthly pressure. Therefore, before buying a house, buyers should not only rationally plan their current economic ability to pay the down payment, but also make expectations for future income to avoid excessive repayment pressure in the future.
7. Calculate various taxes and fees: the taxes and fees to be paid for buying a new house include deed tax and housing maintenance fund. If it is a second-hand house transaction, the taxes and fees to be paid include deed tax, value-added tax, personal income tax and agency fee. Whether buying a new house or a second-hand house, taxes and fees are a large part of the expenditure, so it must be taken into account in the purchase budget.