1. Which bank is the easiest for college students to borrow money from?
It is estimated that newly graduated college students apply for a loan to start a business. Compared with college students, the conditions for applying for a business loan are relatively relaxed. Generally, as long as there is a guarantor or guarantor, they can provide certain financial proof and have certain repayment ability, and the loan interest is also very low. In some areas, it is difficult to apply for a business loan with national interest discount or high requirements for individuals at school. Therefore, it is recommended to release the information on capital demand first so that the supplier can find you, saving time, effort and money! Avoid the situation of excessive loan interest rate or low loan amount caused by information asymmetry. It is more favorable for those who need funds. However, after obtaining the loan, you need to pay a certain service fee, which is generally not high. You can try.
second, which bank is the easiest for college students to borrow money from?
credit cooperatives
3. Which banks are easy to apply for loans?
Summarized some banks with easy loans, but it depends on their own qualifications.
Bank of Communications
Good Loan and Angel Loan of Bank of Communications are two kinds of loans that are easy to apply for. As long as your credit information is good and you are a quality customer of Bank of Communications, this quality customer means that you have applied for a credit card in Bank of Communications, have a deposit, and have frequent and active business with Bank of Communications, then you will be able to apply for both good loan and angel loan.
Ping An Bank
Ping An Bank's new loan is relatively easy to apply for, and the threshold is relatively low. As long as the borrower's monthly income exceeds 4, yuan and the borrower has worked in his work unit for more than 6 months (including 6 months), he can apply for a new loan. The loan amount of this new loan ranges from 1, yuan to 5, yuan, and the term of the loan can also be freely chosen by the borrower. In fact, there are 12 months, 24 months, and the longest time is 48 months, and the speed of liberalization is relatively fast.
Shanghai Pudong Development Bank
Shanghai Pudong Development Bank has launched a personal online consumer loan product, which is Puyin point loan. The fastest release speed of this Puyin point loan is within 5 minutes, and the maximum loan amount can reach 3, yuan. As for the application method of Shanghai Pudong Development Bank, borrowers can apply directly through online banking, WeChat banking, mobile banking and other channels.
China Merchants Bank
China Merchants Bank's e-loan is relatively easy to apply for. It is a credit card loan. E, the loan rate is relatively low, and the loan speed is also very fast. You don't need information or mortgage, just apply online, and you can complete the application within 3 seconds at the earliest. The repayment time you choose is at least 3 months and the longest is 24 months.
China guangfa bank
the e-second loan of China guangfa bank is an internet loan product, and the amount of credit loan it can provide is 5, to 3, yuan, which is repaid with interest on a daily basis.