Hello, first of all, it depends on whether your blacklist refers to the blacklist of the court or the blacklist of the banking system. Because the debt or loans overdue sued the court, and the court judgment could not be executed after it came into effect, it would enter the court system. Not only will the bank not give you a loan, but flying high-speed rail will also be affected. Bank loans overdue for 90 days for three consecutive months will be blacklisted. Hope to adopt, thank you.