When printing bank running water, you should also pay attention to some matters:
1. Find out how long it will take a lending institution to set up a bank.
Because some lending institutions require borrowers to provide bank flow for nearly half a year, while some lending institutions only require borrowers to provide bank flow for nearly three months.
2. Find out what kind of income flow is "bank flow".
The bank flow required by lending institutions generally refers to the wage flow.
3. Understand the requirements of lending institutions for bank liquidity.
General lending institutions have certain requirements for borrowers' monthly income, so borrowers should consult the bank clearly before they have a loan plan, so as to make preparations.
Never forge bills.
Don't be opportunistic in order to successfully obtain a large loan, spend money to buy a high-yield fake bank flow, hoping to confuse the fake with the real. This kind of misconduct will not only fail to gain the trust of the bank, but also tarnish your personal credit.
In the process of applying for a loan or handling a credit card, the bank will definitely ask the borrower to provide a bank account for three months or more. On this basis, the bank will check the income, expenditure and income and expenditure of the applicant. Then decide whether to lend and how much to put.
Bank running record is commonly known as bank card deposit and withdrawal transaction statement, also known as bank account transaction statement. Refers to the list of deposit and withdrawal transactions between customers and banks within a period of time. The main forms of bank flow investment; Input performance is the lender, and output performance is the borrower, which mainly includes card deposit, existing, transfer-in, salary, renewal fee, online banking transfer, payment and service fee.
Personal bank flow reflects the applicant's income, consumption ability and even consumption habits and tax payment. Banks lend money, of course, in the hope that they can recover all the principal and interest at maturity.