Generally speaking, mortgage applications need to be capped before lending. Generally speaking, the loan requirements are implemented according to the tips of relevant policies, that is, when buying a house, we should pay attention to the auction of this house. Generally speaking, mortgage applications need to be capped before lending. Generally speaking, the loan requirements are implemented according to the tips of relevant policies, that is, when buying a house, we should pay attention to the auction of this house.

If the house is not capped, you can apply for a loan without affecting the mortgage loan. What needs to be clear is that China allows the pre-sale of commercial housing, and you can apply for loans as long as you have a pre-sale permit for commercial housing. And the developer has paid the transfer fee of land use right and obtained the certificate of land use right, and can apply for mortgage loan with the project planning permit.

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