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What are the application conditions for housing loan in Shanghai?
Housing loan application conditions (1) have legal and valid identification (resident ID card, household registration book or other valid identification) and proof of marital status; (2) Having a good credit record and willingness to repay; (three) a stable source of income and the ability to repay the principal and interest of the loan in full and on time; (4) the contract or letter of intent for the sale (pre-sale) of purchased houses and commercial houses; (5) Being able to pay the down payment of the purchased house; (6) Opening a personal settlement account in a bank; (7) Effective guarantee recognized by the lender; Want to know more about the loan, you can go to /aoXEXU, or you can apply for a loan online. This is a formal institution that does not charge any fees before successfully lending; Your 1 loan is connected with many banks, which can help you improve the success rate of loan/lending and reduce your loan cost.

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