Million Wallet is an online loan platform that provides small short-term loan services. The loan amount is between 500 yuan and 5,000 yuan, the repayment period is 28 days, and the loan approval rate is 90% As mentioned above, currently Million Wallet is not connected to the credit reporting system, so even if it is overdue, it will not be listed in the credit reporting system.

Credit Wallet:

Credit Wallet is a full-process online consumer financial service platform based on the mobile Internet. It uses artificial intelligence and big data through APP, WeChat public account and third-party interfaces. Build a complete risk control system to provide users with consumer credit matching services and IOU services in consumption scenarios such as tourism, education, and medical beauty.

Application introduction:

Credit Wallet is a full-process online consumer financial service platform based on the mobile Internet.

Credit Wallet is an application that quickly quantifies the economic and financial status of individuals and small and micro enterprises and automatically generates credit reports, helping them quickly obtain low-cost loans. The credit wallet can not only automatically generate credit reports based on the information provided by users, integrate the Internet and traditional data sources, estimate available credit loan limits, but also match the optimal lending institutions based on user characteristics and automatically push credit reports and loan requirements to Loan companies and services that provide full tracking and feedback on the loan process. Financial-grade encryption throughout the process to ensure the security of personal information.

Product features:

Credit quantification: Based on the personal information provided by the user, online transaction information, and information from cooperative websites such as the credit information network, the personal credit limit is automatically quantified, and the credit situation is clear at a glance.

Platform matching: After the credit report passes the review, the system will automatically match the best credit company and push the credit report and credit request. Requests pushed through the credit wallet will be reviewed with priority to help users obtain convenient and high-quality services. financial services.

Tracking feedback: After the credit report is submitted, the credit wallet will track and feedback the review status of the user report, request push status, credit company review status, progress, etc. Keep track of the loan process at any time, which is convenient and considerate.

Operation team:

The core team of the credit wallet is composed of Wall Street financial elites and domestic first-line Internet company executives, including financial executives from CapitalOne and Morgan Stanley, as well as Senior scientists from the former Google headquarters include product operation experts from domestic BAT and senior executives who have been involved in the Internet finance field for many years.