Equal monthly repayment
The total loan amount is 480,000.00 yuan.
Repayment months: 360 months
The monthly repayment is 2847.06 yuan.
A total of 544,939.88 yuan of interest was paid.
The total principal and interest is 65,438+0,024,939.88 yuan.
Reduce the monthly repayment
The total loan amount is 480,000.00 yuan.
Repayment months: 360 months
The repayment in the first month is 3693.33 yuan.
Decreasing monthly: 6.56 yuan
A total of 425,980.00 yuan of interest was paid.
The total principal and interest is 905,980.00 yuan.