I believe that most people should be able to surf the Internet now and often browse the Internet, so they will see various online lending platforms. Moreover, many people are attracted by the conditions provided by the platform, and think that fast lending and low interest are excellent opportunities to borrow money. When these people borrow money, they will find that the interest is really low, but there are other incidental expenses, such as management fees and membership fees. In this case, the interest almost reached the highest limit of the standard stipulated by our country. So as far as the pain of borrowing money is concerned, some people can't stand the pressure and can only overdue.
First of all, of course, you will be prosecuted.
First of all, these small loan companies will cooperate with third-party collection companies. If the loan cannot be recovered through normal means, these collection companies will force the overdue person to pay back the money through telephone bombing and other means. If you still don't pay back the money in the end, you are likely to go through legal procedures. Of course, this also refers to the formal online lending platform, which will sue itself or entrust a third party to sue. In short, if you are sued, you will be in trouble and your life will be in trouble. Moreover, if it is an informal small loan platform, it is even more terrible. So I hope you don't borrow money on the network platform, even if the loan is returned on time, otherwise it will ruin your future.
Second, what are the consequences of overdue?
First, if the network is loans overdue, the online lending platform will call the emergency contact. Secondly, the general online lending platforms are all connected to the People's Bank of China for credit reporting. If you don't return the credit information, there will be stains, and if there is a problem with the credit information, it will lead to resistance in your future study and work. Most importantly, if you are sued to the court and don't pay back the money, you will be included in the list of untrustworthy people. Travel is a problem unless you never leave your hometown. So I hope everyone can pay attention to the problem of overdue, and don't think that overdue is a trivial matter. Repayment as soon as possible is the right choice.