I am from Yingshan, Hubei, and bought a second-hand house in the county. 220,000 yuan has been paid back to 6.5438+0.4 million yuan, and the remaining 80,000 yuan has been loaned by the bank. The question now is. 1, one year's repayment only needs to pay one year's interest.

Have you signed the loan contract? If you sign it, you must repay it in time. If you don't know when to repay and how much to repay each month, you can go to the bank for consultation.

It is possible to pay liquidated damages in advance. Generally there is an agreement in the loan contract. If there is no agreement, there is no need to pay liquidated damages.