1. At present, the latest national second-home loan policy is that the minimum down payment for the second home is more than 40% of the total house price.

2. The benchmark interest rate of the second home loan rises 10%, depending on the lender's personal credit information and income ability.

3. The deed tax for the second apartment is 3% of the total house price, and some cities charge 2%-4% according to the latest policy.