1, call the credit manager. The borrower can directly find the credit manager, explain the current situation and show that he needs the loan very much. You can pay by down payment, and if the final payment is delayed, the developer will sue on this ground. If ordinary banks have reserve loans every month, borrowers can try to apply.

2. Increase investment in assets. Borrowers can also choose to apply for some large wealth management and insurance products in the loan application bank, increase their asset investment in the bank and become VIP users of the bank. After all, banks also need to make profits, and the monthly mortgage quota will be given priority to some VIP users with better qualifications.