1. First of all, with the real estate license, apply to the relevant departments where the house is located for land income payment procedures, and at the same time receive payment vouchers; 2. Within 90 days after issuing the payment voucher, apply to the real estate trading center for property right change registration with the voucher and related transaction materials; 3. After that, you can apply for a real estate mortgage loan according to the relevant steps.

What should I pay attention to when buying affordable housing?

1, verify whether the property rights are clear.

First of all, we must verify whether the property rights are clear. The seller must be the owner of the house. You can check the property right certificate and the property owner's ID card before buying.

Step 2 verify the condition of the house

When looking at the house, we should start from the following aspects, such as: housing construction status, housing community status, housing rights and so on. Verifying these conditions will help users to better control the actual costs and risks.

3. Clear trading procedures

When buying and selling affordable housing, we need to go through several major steps, such as looking at the house, signing a contract, specifying the time to pay the down payment, transferring ownership, handing over the house and paying the balance. Attention should be paid to these steps: keep the transaction evidence, make sure that everyone on the real estate license is present before the transfer, and check whether the other party has settled the property fee and water, electricity and gas fee when handing over the house.

4, clear responsibility for breach of contract

When purchasing affordable housing, we must clarify the strict liability for breach of contract with the seller, and both parties must fulfill their obligations in the contract. When housing price fluctuation, insufficient funds, tax reform and other situations occur, one party delays or refuses to perform the contract from time to time, so these situations must be indicated in the contract.

Bian Xiao concluded: The above is about how to buy affordable housing loans. I believe everyone understands! It will be cheaper to buy affordable housing now, but we should also pay attention to many places when buying to avoid housing quality and economic disputes.