According to China’s mortgage policy and real estate market environment in 2022, the down payment ratio for a second home in Zhangzhou may be different, depending on local policies and bank regulations. Generally speaking, the down payment ratio for a second home is higher than that for a first home.

In Zhangzhou, the down payment ratio for a second home may vary depending on the region, bank and home purchase policy. Under normal circumstances, the down payment ratio for a second home will be between 50% and 70%. The specific ratio needs to be determined based on the actual home purchase situation and local policies.

It is recommended to consult the local real estate transaction center, bank or real estate agent before buying a house to obtain the latest down payment ratio policy. At the same time, you can also pay attention to local real estate websites and government announcements to learn about the latest market dynamics and policy changes.

Please note that the above information is for reference only, and the specific down payment ratio may vary depending on the region and bank. When purchasing a home, be sure to consult relevant professionals to obtain accurate down payment ratio information.