In recent years, "campus loan" has repeatedly caused tragedies, and its social impact is extremely bad.

many "campus loan" platforms look for "Tang monk's meat" in schools by looking for "agents", and some fraudsters also make great efforts to attract credit managers of various loan platforms to become "salesmen" of their companies, so as to swindle college students together.

Therefore, many cases of "campus loan" often show the trend of a large number of people involved.

so, how should the "campus loan" be rectified?

The CBRC said that, first of all, in terms of supervision, the CBRC pointed out that it would improve the supervision rules and provide institutional guarantee for regulating online lending behavior on campus.

in October, 216, China Banking Regulatory Commission, together with the Central Network Information Office, the Ministry of Education, the Ministry of Industry and Information Technology, the Ministry of Public Security and the State Administration for Industry and Commerce, issued the Notice on Further Strengthening the Renovation of Campus Online Loans, which put forward clear requirements for the rectification of campus online loans from six aspects: intensifying the rectification of campus online loans, intensifying the investigation and punishment of illegal and criminal problems, strengthening risk warning and education guidance, strengthening website monitoring and management, doing a good job in public opinion monitoring and guidance, and strengthening industrial and commercial supervision.

secondly, in terms of remediation, the CBRC pointed out that classified remediation will be carried out.

in accordance with the unified arrangement of the special rectification work of internet financial risks, CBRC has included campus loans as the key targets of P2P online loans, formulated rectification plans, conducted comprehensive investigations, sorted out potential risks, and intensified the crackdown on illegal and criminal activities such as suspected malicious fraud, illegal detention, kidnapping, violent collection, production, sale and dissemination of obscene articles, so as to effectively regulate the marketing and exhibition activities of campus online loan platforms.

on the basis of preliminary investigation, the CBRC has issued risk warnings for many times, training and guiding all localities to take measures such as suspension, rectification and handing over to the public security according to the seriousness of the case.

thirdly, in terms of risk disposal, the CBRC pointed out that it is necessary to form a joint regulatory force and increase the handling of risk events such as "naked loans".

for campus online loan risk events such as "naked loan", CBRC actively plays the role of the lead department, establishes a coordinated and coordinated supervision and rectification mechanism with the Ministry of Public Security, the Ministry of Education and other relevant departments, formulates emergency plans, and all departments work together to grasp the public opinion trends in time, earnestly carry out risk judgment and prevent risk spread and superposition.

It is reported that the investigation of the "naked loan" incident has made a breakthrough, and the first "naked loan" lender in China was successfully captured by the police on January 19, 217.