The house has been mortgaged in the bank once and can be mortgaged again.

Suppose a property has been mortgaged in the bank and is still being repaid normally. In this case, if the owner applies for a mortgage loan again, there is no need to pay off the bank loan in advance. As long as he can pass the professional evaluation, he can re-mortgage according to the evaluation value.

Documents required for two mortgages:

The applicant's real estate license (real estate license or house ownership certificate, land use right certificate or purchase contract and invoice) and identification documents (resident ID card, military officer's card, etc.). ).

Extended data:

Two mortgage conditions:

1. The houses used in the second mortgage should be high-quality houses and commercial houses with great market development potential.

2. The house used for personal housing in the second mortgage must be an existing house.

3. The house is a first-hand house purchased by China Bank with mortgage loan.

4. The mortgage registration of the house has been completed, and our bank is the mortgagee of the house.

5. The house has been insured, and the original insurance policy is managed by China Bank.

6. The house has excellent location, convenient transportation, complete facilities and great appreciation potential.