Of course, I have to return it. Don't take any chances. It is only natural to pay back debts. Zendai Express Loan was established on April 20 19 10. Is a professional organization that provides fast, convenient, unsecured and unsecured micro-credit services for small and medium-sized enterprises and individuals.

I. Zheng Da Express Loan

This kind of loan is a loan product promoted by Zendai Express Loan in Shenzhen, which belongs to unsecured and unsecured pure credit loan products. The maximum loan amount is 300,000 yuan and the longest loan period is 3 years. Require a monthly income of more than 3,000 yuan after tax, and provide monthly punching wages. After working continuously in the current unit for 4 months, employees in entertainment, real estate, investment and engineering will not be accepted for the time being.

Product advantages:

1. No collateral or guarantee is required;

2. The maximum loan amount can reach 300,000 yuan;

3. The longest loan period is 3 years;

4. The application materials are complete, and the loan can be released within 4 working days.

Loan terms:

1. Income requirements: If the monthly income after tax is more than 3,000 yuan, the monthly punch card salary shall be provided;

2. Working years: continuous working in the current unit for 4 months;

3. Work place: Shenzhen;

4. Industry restrictions: applications from employees in entertainment, real estate, investment and engineering will not be accepted for the time being.

Application materials:

1, ID card, residence permit, income certificate, 6-month bank salary, household registration book, marriage certificate;

2. The latest lease contract of real estate license, credit card bill, and the fixed telephone bill with my name sent home.

Second, pay attention to the identification and prevention of conventional loan risks.

The illegal and criminal acts of "routine loan" involve fraud, extortion and other crimes. The performance of this kind of illegal crime is:

1. Solicit business in the name of "small loan company" and "guarantee company", sign loan contract with you, create the illusion of private lending, and defraud you to sign "inflated loan contract", "yin-yang contract" and real estate mortgage contract with various names such as "liquidated damages" and "deposit", which is obviously unfavorable to you. In the name of peer-to-peer lending, applicants are required to pay the so-called "capital verification fee", "insurance premium" and "deposit" in advance.

2. Forge the bank flow and deliberately create the illusion that you have got all the money borrowed from the contract. Arbitrarily conclude that you have breached the contract and ask you to repay the "inflated loan" immediately.