Lenders need to meet the following conditions:
1. With full capacity for civil conduct:
2. Good personal credit status:
3. Have a stable and legal job and income, and have a certain repayment ability;
4. Open a personal settlement account in the bank:
5. Provide relevant application materials (such as personal limited identification, loan application, bank-approved guarantee materials, etc.). ):
6. Agree to accept other conditions stipulated by the bank.