It means that the lender evaluates the borrower's credit, repayment ability and other comprehensive aspects, and the bank gives the user a quota and loan quota in advance according to the evaluation results. However, the pre-paid amount is not the final actual amount, and it needs to be reviewed according to other materials submitted by users to finally determine whether and how much to pay. If the information provided by users is comprehensive and the evaluation results are good, the actual amount paid will be higher than the pre-paid amount.

Is pre-credit a loan success?

Pre-credit is not the success of the loan, but can be understood as the first-instance quota. However, it is uncertain whether the loan will be successful in the end, and the final audit result shall prevail.