If you use China Merchants Bank's joint provident fund card to check the funds in the provident fund account, this process usually takes at least T+2 working days for new customers (two working days after handling the joint provident fund card), because our system needs to transmit customer information to the provident fund center. Before the data transmission is completed, it is impossible to query through our channels, and the query method of using the card number on the provident fund website will also be affected.

The specific inquiry method should be confirmed according to the account opening place. To open an account in Guangzhou, you can log on to the website of Guangzhou Housing Provident Fund and click on "Online Service Hall" → "Personal Housing Provident Fund Business" to make an inquiry.