I. Scope of housing purchase restriction in Suzhou: Suzhou City (including Wujiang District), Kunshan City and Taicang City. Two. Transition between old and new policies 1 online signing contracts submitted before 24: 00 on October 3rd,1and 10 shall be implemented according to the old policies. 2. For the tripartite agreement signed before 24: 00 on October 3, 65438/KLOC-0, and the deposit has been paid, the online contract signed through manual on-site audit and bank mortgage depends on the specific policies of each bank. 3.6543810.4 after 0: 00, if a tripartite agreement is signed and the deposit has been paid, the new policy shall prevail. Third, the household registration purchase restriction policy 1, non-local household registration households need to provide one-year tax payment or social security certificate in Suzhou City (including Wujiang District), Kunshan City and Taicang City within two years; 2. Non-registered households in this city are prohibited from buying two suites; 3. Households registered in this city are prohibited from buying the fourth suite; 4. the purchase restriction is based on the family (husband and wife+minor children). 5. At present, the management department is responsible for the qualification examination of buying a house within the scope of purchase restriction through the network, and there is no need to go out to prove that there is no room. Fourth, the down payment ratio purchase restriction policy 1, the minimum down payment ratio of the first suite is raised from 20% to 30%; 2. If there is a house purchase loan record and no actual housing, and there is a suite but no loan record or settlement, the minimum down payment ratio of the second suite commercial loan will be increased from 30% to 50%. 3. If there is a suite and the loan is not settled, the minimum down payment ratio of the applicant's business loan will be increased from 50% to 80%; 4. For families with more than two suites, suspend commercial loans. V housing accumulation fund policy 1. If the employee family uses the provident fund loan for the first time, the maximum loan amount will remain unchanged; 2. If employees' families use provident fund loans for the second time, the maximum amount of family loans will be adjusted from the current 700,000 yuan to 500,000 yuan, and the maximum amount of single-person loans will be adjusted from 450,000 yuan to 300,000 yuan; 3. If the employee family uses the provident fund loan for the second time, the down payment ratio will be adjusted from not less than 30% of the total house price to not less than 50% of the total house price; 4. If employees' families use provident fund loans for the second time, the loanable amount shall be calculated by 10 times of the sum of the borrowers' personal account balances, and adjusted to 6 times of the borrowers' personal account balances; 5, suspend the acceptance of employees' families to apply for personal housing provident fund discount loans (incremental revolutionary business) business. Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.