If you are going to apply for a personal loan at China Merchants Bank, it is generally not less than 50,000 yuan. Different types of loans have different amounts. I suggest you provide relevant application materials and contact the personal loan department of the local China Merchants Bank for further verification.

Note: The monthly income requirements are as follows: the proportion of monthly loan expenditure to monthly income is controlled below 50% (inclusive), and the proportion of monthly debt expenditure to monthly income is controlled below 55% (inclusive). That is, the monthly loan expenditure shall not exceed the average monthly income, and the monthly debt expenditure shall not exceed 55% of the monthly income. Please refer to the regulations of the local branch for details.