Ping An Pratt & Whitney's 500,000-year repayment interest is related to the loan interest rate of Ping An Pratt & Whitney:

At present, the comprehensive rate of Ping An Pratt & Whitney Credit Loan is divided into three grades, with monthly interest of 0.7%, 0.84% and 1. 14% respectively.

The monthly interest rate is 0.7%, and the annual interest rate is 0.7% 12=8.4%, so the three-year repayment interest of 500,000 yuan is 5,000,008.4% 3 =126,000 yuan.

The monthly interest rate is 0.84% and the annual interest rate is 0.84% 12= 10.08%, so the repayment interest for 500,000 years is 50,00010.08% 3 =151200 yuan.

The monthly interest rate 1. 14% and the annual interest rate1.14%12 =13.68%, so the repayment interest for 500,000 years is 50,00013.

Ping An Bank has a credit loan of 500,000 yuan with equal principal and interest for 36 months, and the monthly interest rate is 1.6%. How much is the principal and interest paid each month?

Repay the principal 13888.89 yuan every month, and the interest payable is 8000 yuan every month.

According to the meaning of the question, the loan principal is 500,000 yuan, that is, 500,000 yuan, which is repaid in 36 equal installments, and the monthly interest rate is = 1.6%.

According to the formula, monthly interest = monthly interest rate of principal.

Substituting the data in the question, we can get the formula:

Monthly interest = 50000 1.6% = 8000 yuan.

By division, we can get the formula:

Monthly principal repayment = 500,000/36 =13888.89 (yuan)

Then the total monthly repayment amount =13888.8000 = 21888.89 (yuan).

Extended data:

Interest (year) = principal × annual interest rate (percentage) × deposit period

Or interest = principal × interest rate× time

Deposit interest = principal x days x listing interest (daily interest rate) = interest-bearing days x daily interest rate

Interest tax = deposit interest (income tax payable) × applicable tax rate

Loan repayment method:

(1) Equal principal and interest repayment method: equal repayment every month, the sum of loan principal and interest. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same;

(2) average capital repayment method: that is, the borrower distributes the loan amount to each period (month) evenly throughout the repayment period and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month;

(3) Paying interest and principal on a monthly basis: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis and the interest is repaid on a monthly basis;

(4) Repaying part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, and the general amount is an integer multiple of 1 1,000 or 1 1,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.

(5) prepayment of all loans: that is, the borrower can repay all the loan amount in advance when applying to the bank, and the loan bank will terminate the borrower's loan at this time after repayment and handle the corresponding cancellation procedures.

(6) Pay back as you borrow: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.

Matters needing attention in loan:

1. When applying for a loan, the borrower makes a correct judgment on his economic strength and repayment ability according to the loan interest rate. Design a repayment plan according to your income level, leaving room appropriately, without affecting your normal life.

2. Choose the appropriate repayment method. There are two repayment methods: equal repayment and equal principal repayment. Once the repayment method is agreed in the contract, it shall not be changed during the whole loan period.

3. Repay on time every month to avoid penalty interest. From the month after the loan is initiated, it is generally the repayment date of the next month. Don't cause liquidated damages because of your negligence, so that banks can't apply for loans again.

4. Take good care of your contracts and IOUs, read the terms of the contracts carefully, and know your rights and obligations.

What is the loan interest rate of Ping An Bank?

What is the loan interest rate of Ping An Bank?

The loan interest rate of Ping An Bank is floating above the benchmark interest rate of the central bank loan, and it is popular to rise on schedule. The annualized interest rate is 8.2% for the 6th installment, 8.6% for 12 installment, 8.8% for the 24th installment and 9.2% for the 36th installment.

Ping An Bank loan product interest rate reference:

1. Ping An Bank's "New One Loan" personal credit loan, with a monthly interest rate of 0.49% and an annualized interest rate of 5.88%, with a maximum amount of 500,000;

2. The loan amount of Ping An Bank for white-collar workers is 300,000-500,000 yuan, and the loan amount of some customers can be extended to 6,543.8+0,000 yuan. The loan interest rate is 0.5%, and the monthly interest rate per 10,000 yuan is about 50 yuan;

3. The loan interest rate of Ping An Bank's digital loan business license is 0.58%- 1%, the minimum annualized interest rate is 6.96%, the amount is 1-300,000, and the maximum withdrawal amount is110,000;

4. The car loan interest rate of Ping An Bank is about 0.8%- 1.65%, with a maximum amount of 500,000;

5. The corporate tax coupon loan of Ping An Bank is RMB 6,543.8+0,000, with an annualized interest rate of 7%-654.38+02%.

Extended data:

Is Ping An Bank's loan formal?

Ping An Bank is an absolutely formal and reliable bank. Ping An Bank is one of the largest joint-stock commercial banks in China 12. Its scale and financial strength are recognized by the market. Its interest rate and activity norms are also under the jurisdiction of the CBRC, and its business is extensive. Whether it is an institution or an individual, it still recognizes Ping An Bank.

Secondly, according to Rongcheng Trustworthy Platform, Ping An Bank has low requirements for the qualifications of lenders. It can be said that Ping An Bank has the largest loan and the highest approval amount. Generally, the borrower is required to be over 20-55 years old, have full capacity for civil conduct, have a stable job, have a good credit report, have no overdue inquiries, and have no online loans.

Therefore, on the whole, Ping An Bank's popularity and scale strength are there, and the loan business norms and conditions are also there. It is not an unconditional online loan, but it is still relatively formal and reliable on the whole.

This concludes the introduction of Ping An loan interest rate of 500,000 yuan and Ping An loan interest rate of 500,000 yuan. I wonder if you have found the information you need?