Because housing loan is actually a kind of loan with real estate as collateral, the bank will have various conditions for your real estate, and only the real estate that meets these conditions can get housing loan from the bank as collateral. Banks have many requirements on the nature of loans, such as geographical location, nearby population, housing use, whether there are lawsuits and so on. Generally, the houses we buy can meet the basic conditions of banks. The target users of Canadian housing loans are mainly ordinary people. For the standard loan products provided by most banks, there is an upper limit on the loan amount, which is generally 500,000-600,000. If you buy a luxury house, the total loan is generally not higher than 1.5 million. With the economic downturn, banks tend to be stricter on real estate loans. For example, if you buy an apartment, there are some apartments in Toronto that are less than 600, and banks don't lend money. In some cases, some big banks are reluctant to lend in some areas, such as some small towns. In a word, not all houses can borrow from banks, nor can they borrow as much money as they want. The bank's restrictions in this respect are still very complicated. So before you finalize the quotation, you must consult the loan broker to find out whether your property will encounter a loan bottleneck. "/zd/ym "