After the previous procedures were completed, the intermediary company began to handle the loan procedures for the buyers in the relevant banks. The loan application time is relatively strict, and the time is mostly half a month. Of course, every region is different. Finally, the bank passed the examination and approval, and began to handle the transfer procedures after obtaining the approval.
According to the requirements of property right transfer registration, in the property right registration center, buyers and sellers need to prepare the information needed for transfer.
The people of the intermediary company bring the buyers and sellers and related materials to the local taxation bureau for tax verification, and the local taxation bureau issues tax receipts.
Then return to the trading center, submit deed tax, business tax receipts and all the documents required by both parties for transfer, fill in the application form for registration of house ownership transfer, receive the acceptance notice, and pay the house stamp duty at the same time.
During this waiting time, there is basically no problem. By the way, you can check some expenses, such as water, electricity, gas, cable TV and so on, and make a final inspection of the furniture.
After 20 working days (the time may be different in each region), someone will tell you to go to the trading center to get the real estate license. At this time, the bank will also issue a notice that the buyer is ready to start mortgage payment.