Yes, you can. After the provident fund loan is paid off, you can borrow again. The Notice on Strengthening the Differentiated Management of Individual Housing Provident Fund Loans of Central State Organs issued by the Housing Fund Management Center of Central State Organs pointed out that since the New Year's Day of 20 14, employees can apply for provident fund loans again after five years of using provident fund loans for the first time.

Legal objectivity:

When a commercial loan is converted into a provident fund loan, the borrower should meet the following seven conditions at the same time: it meets the application conditions for housing provident fund loans in this city; The borrower must be the borrower or spouse of the original housing loan (the buyer is required); The original commercial housing loan has not been settled, and the bank agrees that the borrower will settle the loan in advance; The original commercial housing loan has been repaid for more than one year (inclusive), with a good credit record and no overdue loan balance; The purchased property has obtained the house ownership certificate issued by the local real estate registration department, and it is a steel-concrete structure; Commercial loans that can be mortgaged for the purchased real estate can be converted into provident fund loans; Never applied for a housing provident fund loan.