It's not like 40% won't give loans.

Reason: Maybe.

First, there are problems with this house, such as cost, property rights and the fairness of the seller.

Second, individual property buyers may not have fixed jobs, credit, bad bank records and other issues.

Third, national policies do not allow it.

Fourth, bank regulations do not allow it.

So you have to look for it from the real estate bureau and the bank.