Can I borrow money to buy a house after marriage?
1. The house purchased by the husband and wife during their marriage, but there is no clear agreement between the husband and wife, and only one person's name is written on the real estate license, which should be recognized as the joint property of the husband and wife. Therefore, even if a person does not explicitly agree to borrow money to buy a house, his stomach is the same property after marriage. If we divide it later, we will still share it in the same property.
In this way, if you want to borrow money to buy a house after marriage, you need both husband and wife to reach an agreement on the ownership of the property, and there will be no real estate disputes in the future. If necessary, you can write a notarized agreement.
3. In addition, parents can be entrusted to buy real estate for their children after marriage. If the property right is registered in the name of the investor's children, it can be regarded as giving you only one child according to the provisions of the marriage law, and the property should be recognized as the personal property of the husband and wife. In other words, you can ask your parents to invest in buying a house, and they make it clear that the house is only for one person, and it is best to give it clearly through notarization.
How to borrow money to buy a house after marriage?
It is understood that according to the relevant provisions of the Marriage Law, the property acquired after marriage belongs to both husband and wife. Although the title certificate is only the name of one party, the property still belongs to both husband and wife.
1, after marriage, the most important thing to buy a meal with a personal loan is to clarify property rights. The process of buying a house is complicated, involving signing a sales contract, applying for a mortgage, and transferring transactions, requiring both husband and wife to be present at the same time. In addition to signing the real estate sales contract, both parties need to be present in person when applying for mortgage and going through the formalities.
2. If the registration belongs to personal property, both parties agree that the agreement can be drafted by a professional lawyer and notarized, and both parties need to be present to sign and confirm. But can not be present, but also must go through the formalities of notarization and entrustment, and explain the relevant matters clearly.
3. Another situation is that parents can be educated to buy a house by loan, that is to say, buying a house in the name of parents' contribution can also be regarded as personal property in this case.
The above is about whether one person can borrow money to buy a house after marriage and how to borrow money by one person. There are many documents that need to be provided to buy a house. I suggest you make preparations in advance. The notarization agreement will come into effect only when both parties are present, and all repayment documents should be kept.
(The above answers were published on 20 17-0 1-09. Please refer to the actual situation for the current purchase policy. )
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