Zhima Credit Score is a personal credit assessment service launched by Alipay. It analyzes multi-dimensional data such as user consumption, repayment records, and behavior to give each user a corresponding credit score. This score reflects a person's credit status and credibility in society. Sesame Credit is becoming more and more important in modern society because it has a profound impact on our lives and economic activities. Generally speaking, a person with a Zhima score of 600 or above will be considered to have good personal credit, and the success rate and amount of the loan will be higher. Today, Xiaotan will summarize some of the loans that can be approved in seconds if the Zhima score is above 600. Let’s take a look at loan products~

1. Let’s make installments. It is an old product that everyone is familiar with. The placement rate has always been relatively stable. The maximum application amount currently open is 200,000 yuan, which can be divided into 12-24 installments. When applying, in addition to the original information for installment certification, you also need to supplement information such as the unit and contact person. In addition, most installment lenders have credit bureaus, so please remember to repay on time after successfully applying.

2. Installment fun. A typical installment shopping mall has a maximum online application quota of 50,000 yuan, an average item quota between 2,000 and 20,000, and an offline maximum application quota of 200,000 yuan. The maximum usage period can be up to 36 periods. The credit limit can be withdrawn for shopping in the mall. Quota and loan limit are guaranteed. The loan application conditions that need to be met are age 18-45, a real-name mobile phone number that has been used normally for more than 6 months, and a Sesame score of 630 or more.

3. New orange premium products. This product has been online for a long time. Its loan application conditions are that the borrower is between 22 and 55 years old, has a real-name mobile phone for more than one year, has a sesame score of not less than 580, and a Huabei credit limit of more than 300. The required information is real-name authentication, face recognition, bank card, mobile phone real-name, and Taobao authentication. There are no return calls during the review period, and the funds can usually be disbursed to the account on the same day.

4. Paipaidai. Since the transformation into a loan-assisted product, the loan disbursement rate is still relatively high, and the application approval rate for new users will be higher. At present, the maximum amount on the platform is 50,000, and the maximum period is 12 periods. People aged 18-55 can apply. Relatively speaking, applications by seniors with a sesame score of 600 or more will be more stable. The platform does not check the credit reference when applying. As for whether the credit reference is listed, it mainly depends on the lender. Pay more attention to the loan contract when applying.

5. Withdraw money for travel. The loan products of Tongcheng Financial Services Group are relatively trustworthy. Currently, a maximum quota of 200,000 yuan is open, and the cycle can be divided into 1-12 months. The financing sources come from major consumer finance or licensed trust small loan institutions. Credit checks will be carried out when applying. In addition, when applying for the small amount mode, a membership option will appear, and everyone can freely choose whether to activate it.

Well, regarding the online loan platform where you can make a loan with a Zhima score of 600 or more, Xiao Tan will summarize it here today. Friends with good Zhima points should not miss it. In addition, to improve your Zhima credit score, you must first maintain good consumption habits and repayment records. Paying off loans on time and paying bills on time can build good credit.