Top ten reliable online lending platforms
1, money to spend
Money Flower is a loan platform owned by Xiaoman Finance, with strong background. Money can provide personal credit loan products such as all-easy loans and exclusive loans, which can meet the needs of most lenders.
Satisfied loans and exclusive loans with money are not low. The maximum amount of all-easy loans is 200,000, and the daily interest rate is as low as 0.02%. There is no handling fee. The maximum amount of exclusive loan is 300,000 yuan, and the monthly interest rate is as low as 1.00%.
2. Ants borrow it
Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is generally 0.02%-0.05%, which can be repaid with the loan.
3. Microfinance
Micro-loan is a credit loan product launched by Weizhong Bank, a subsidiary of Internet company Tencent. Small loans charge interest on a daily basis. The daily interest rate varies from person to person, and the comprehensive loan interest rate is around 0.05%.
4.JD.COM gold bars
JD.COM Gold Bar is a credit loan product launched by JD.COM. There are 500 gold bar loans in JD.COM. Adopt differentiated credit and interest rate pricing. Different users may apply for "gold bar" loans with different interest rates. The loan can be repaid in installments of 1, 3, 6 and 12 months. The actual term of a single loan is not necessarily a whole month, and interest is calculated on a daily basis.
5. Today's headlines can be borrowed with confidence
Rest assured, you can provide loans of no more than 200,000 without mortgage and guarantee. You can apply online through today's headline mobile app. Rest assured, the daily interest rate is as low as 0.03%. In other words, the loan interest of one day 10000 yuan can be as low as 3 yuan.
6. Living expenses of the American delegation
Meituan's living expenses is a loan platform launched by the Internet company Meituan. You can apply through Meituan's mobile app. At present, the living expenses of the US delegation are in the form of targeted invitations. Only invited friends can apply for the living expenses of the US delegation. In general, the initial quota for each person is 8000- 10000 yuan.
7. Zhilian Good Loan
Good-term loan is a credit loan, which is an online personal consumption loan product launched by Zhaolian Consumer Finance Company. The loan amount of Zhilian Premium Term is 654.38 yuan+0,000-200,000 yuan. The line is valid for 3 years and can be recycled within 3 years.
8360 IOUs
360 IOUs are consumer credit products under 360 Financial Group. You can borrow 360 IOUs from 500 yuan, up to 200,000. How many lines you can apply for depends on your comprehensive qualifications. The better the general qualification, the higher the line you can apply for. However, it should be noted that the interest rate of 360 IOUs will be higher.
9. Xiaomi loan
Xiaomi loan was launched on September 20 15, aiming at providing micro-credit loan services. It is a pure credit Internet loan business launched by Xiaomi Finance. At present, Xiaomi loan provides different loan quotas, and the amount that can be applied for will be different according to everyone's credit situation.
10, Ping An I Loan
Ping An Pratt & Whitney I Loan is a product of China Ping An (Group) Company, with a loan amount as high as 50,000 yuan. Ping An I Loan is a revolving loan product. Within the credit line, as long as the repayment is normal, you can refinance indefinitely, and it will not change because of the different loan lines.
To sum up, I'd like to introduce it to you. At present, the popular and reliable online lending platforms are all online lending products launched by formal financial institutions.
Which platform is more economical?
Of course, when borrowing money, users should not only consider whether the platform background is reliable, but also need multi-party judgment to make a choice. Many unreliable loan platforms will set various traps for users, which will make users feel more and more repayment pressure after the loan, and the interest will roll to the point where they can't afford it. Therefore, users must ask their own loan interest rate when lending.